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Welcome to uBank
U Microfinance Bank Limited (Formerly known as Rozgar Microfinance bank Ltd.) was incorporated as public ltd. Company On 29th of October 2003 under Company Ordinance 1984.

It was the 4th microfinance bank, licensed by State Bank of Pakistan under Microfinance Institutions Ordinance 2001. Initially, Rozgar, MicrofinanceBank Limited was a district wide microfinance Bank (MFB) operating in Karachi district.

In August, 2012,Pakistan Telecommunication Company Limited (PTCL) has acquired 100% shareholding of Rozgar Microfinance Bank Limited, after fulfilling required regulatory requirements and change in name from Rozgar Microfinance bank Ltd. To U Microfinance bank Ltd, it was awarded 14thlicenseto operate at national level.

The bank registered office is situated at 2nd Floor, Eastren Half, Razia Sharif Plaza, Jinnah Avenue,
Blue Area, Islamabad.
Updated News
October 23, 2014
UBank has inked an agreement to provide innovative Takaful cover the depositors in collaboration with Dawood Family Takaful and MicroEnsure Pakistan.
October 27, 2014
UBank has inked an agreement with the National Bank of Pakistan (NBP), for provisioning of Branchless Banking services to its large customer base.
April 30, 2014
JCR-VIS credit rating agency has assigned following credit rating to the Ubank, with stable outlook:
Medium to long term rating: A-
Short Term rating : A-2
April 03, 2014
SBP has granted approval to U Microfinance Bank Ltd. to deal in Home Remittance business.
March 24, 2014
Ubank has launched Debit card product under following brand names for its customers. “Ubank Debit Card” for branch customers & “Upaisa Debit Card” for Branchless banking customers.
November 06, 2013
Ubank has won the “Best Bank Led Mobile Money Program award” at Mobile Money Summit UAE.
AS OF 31st January, 2015
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